Specialized Coverage for Energy Operations

Energy Transportation Insurance Programs

Energy-related businesses face complex transportation, liability, and operational risks that may require more specialized coverage than a standard commercial policy can provide. Our energy transportation insurance programs are designed for eligible operations such as fuel distribution, convenience stores and gas stations, energy transportation companies, construction contractors, utility contractors, oilfield service providers, and other businesses supporting the energy sector.

Available coverage options may include commercial auto, workers’ compensation, general liability, pollution liability, auto physical damage, and excess liability. Review the program details below to learn more about eligible operations, minimum premium requirements, and available fund structures.

Energy Transportation Program Highlights

The program includes options for both large and small energy transportation operations, with eligibility and premium requirements based on the size and nature of the business.

Large Energy Transportation Operations

Target Appetite

Fuel Distribution
C-Stores & Gas Stations
Energy Transportation
Construction
Utility Contractors
Oilfield Services
Related Energy Operations
  • Minimum Premium: $350,000 for Workers’ Compensation, General Liability, Commercial Auto, and Excess coverage up to $10 million.
  • Fund Structure: A Fund: $100,000  |  B Fund: $100,001–$350,000.

Small Energy Transportation Operations

Target Appetite


Eligible Small Energy Operations


Same target appetite as the large energy program, except no common carriers or fuel transportation operations.

  • Minimum Premium: $50,000 for Workers’ Compensation, General Liability, and Commercial Auto coverage.
  • Fund Structure: Group Fund: $350,000.

Industries We Serve

Energy Transportation Operations

Fuel distribution tanker truck

Fuel Distribution

Insurance options for eligible fuel distributors and energy transportation fleets.

Fuel delivery truck servicing a gas station

Gas Stations & C-Stores

Specialized programs for eligible fuel delivery, gas station, and convenience store operations.

Fuel terminal with petroleum storage tanks

Fuel Terminals

Coverage for eligible petroleum storage, terminal, and fuel distribution operations.

Electric utility worker performing power line maintenance

Electric Utility Operations

Coverage solutions for eligible power line maintenance and utility service operations.

Utility contractor bucket truck

Utility Contractors

Insurance programs for eligible utility contractors and field service fleets.

Swipe or use the arrows to view additional energy transportation industries.