Specialized Coverage for Energy Operations
Energy Transportation Insurance Programs
Energy-related businesses face complex transportation, liability, and operational risks that may require more specialized coverage than a standard commercial policy can provide. Our energy transportation insurance programs are designed for eligible operations such as fuel distribution, convenience stores and gas stations, energy transportation companies, construction contractors, utility contractors, oilfield service providers, and other businesses supporting the energy sector.
Available coverage options may include commercial auto, workers’ compensation, general liability, pollution liability, auto physical damage, and excess liability. Review the program details below to learn more about eligible operations, minimum premium requirements, and available fund structures.
Energy Transportation Program Highlights
The program includes options for both large and small energy transportation operations, with eligibility and premium requirements based on the size and nature of the business.
Large Energy Transportation Operations
Target Appetite
- Minimum Premium: $350,000 for Workers’ Compensation, General Liability, Commercial Auto, and Excess coverage up to $10 million.
- Fund Structure: A Fund: $100,000 | B Fund: $100,001–$350,000.
Small Energy Transportation Operations
Target Appetite
Eligible Small Energy Operations
Same target appetite as the large energy program, except no common carriers or fuel transportation operations.
- Minimum Premium: $50,000 for Workers’ Compensation, General Liability, and Commercial Auto coverage.
- Fund Structure: Group Fund: $350,000.
Industries We Serve
Energy Transportation Operations
Swipe or use the arrows to view additional energy transportation industries.

